Minnesota pretty average on health insurance costs
I still remember the almost constant refrain I heard when covering Minnesota business owners’ opinion of the health reform Congress passed in 2010 – that employee health insurance is a huge cost that is constantly growing.
It seems that health insurance costs are growing even more now, with the Kaiser Family Foundation reporting that the average cost of an employee-sponsored family health plan increased to $15,073 this year, up 9 percent from 2010. The average annual single premium was $5,429 in 2011, up 8 percent from last year.
Health insurance premium increases weren’t as bad between 2009 and 2010. Some health insurance industry critics complain the insurers held off on big rate increases while Congress was debating health reform; now they’re trying to make up the difference before many of the reform’s requirements kick in.
A full PDF of the Kaiser report is online.
The report didn’t include a state-by-state breakdown of health premium costs. But regionally, Kaiser found the health premiums in the Midwest and the West are in the middle of the pack. The Northeast is more expensive, while the South is cheaper.
The Robert Wood Johnson Foundation’s State Health Access Data Assistance Center, which is run out of the University of Minnesota, actually has state-by-state comparisons of average premiums for firms with 50 to 99 employees apiece.
As of 2010, Minnesota was pretty much in the middle of the pack, 23 for family plan premiums. Minnesota health insurance premiums – at an average $4,964 a year for single plans and $13,903 for family plans — are generally cheaper than what’s offered in Wisconsin and Illinois, but more expensive than what’s available in Iowa and the Dakotas.
Minnesota doctors are more likely than their peers around the country to group into large practices where there are efficiencies – a trend that drives down health insurance costs. At the same time, Minnesota has a plethora of mandates for fully insured plans, and those tend to drive up costs.
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The Robert Wood Johnson Foundation's State Health Access Data Assistance Center, which is run out of the University of Minnesota, actually has state-by-state comparisons of average premiums for firms with 50 to 99 employees apiece.
Andy Birkey at The Minnesota Independent reports: “Minnesota's Catholic bishops sent a letter to Health and Human Services Secretary Kathleen Sebelius on Thursday urging her department to drop a mandate on health insurance companies to cover birth
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Minnesota pretty average on health insurance costs - The Co$t of ...
I still remember the almost constant refrain I heard during the coverage of opinion of business owners of the Minnesota congressional health reform passed in 2010 - that the health insurance of employees is an enormous cost that continues to grow.
It seems that health insurance costs are increasing even more now with the Kaiser Family Foundation reports the average cost of a plan of employee-sponsored family health has risen to $ 15 073 this year , up 9 percent from 2010. The average annual premium of $ 5,429 was only in 2011, up 8 percent last year.
Increases health insurance premiums are not as bad between 2009 and 2010. Some health insurance industry critics complain the insurers held off on big rate increases while Congress was debating health reform; now they’re trying to make up the difference before many of the reform’s requirements kick in.
A full PDF of the Kaiser report is online.
The report didn’t include a state-by-state breakdown of health premium costs. But regionally, Kaiser found the health premiums in the Midwest and the West are in the middle of the pack. The Northeast is more expensive, while the South is cheaper.
The Robert Wood Johnson Foundation Health Access Data Center State aid, which is managed by the University of Minnesota, reported by state comparisons of average premiums for companies with 50 to 99 employees each.
In 2010, Minnesota has been fairly well in the middle of the pack, 23 for family plan premiums. Health insurance premiums in Minnesota - to an average of $ 4,964 per year for singles and $ 13,903 plans for family plans - are typically less expensive than what is offered in Wisconsin and Illinois, but more expensive than what is available in Iowa and Dakota.
Minnesota doctors are more likely than their peers around the country to group into large practices where there are efficiencies – a trend that drives down health insurance costs. At the same time, Minnesota has a plethora of mandates for fully insured plans, and those tend to drive up costs.
University Of Minnesota Health Insurance - Bookshelf
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