A Small-Business Owner Bird-Dogs the Republican Candidates

One undeniable benefit of holding an early primary (or caucus) in a small state like New Hampshire is that any citizen has a chance to meet the candidates for president individually and interrogate them on the issues — even if the citizen is not, technically, a resident of that early voting state. And so Mark Dunau, a New York farmer and gadfly for the self-employed (through his Web site, dontsubmit.org ), headed up to the Granite State to “bird dog” the Republican candidates in the week before the New Hampshire primary.

Mr. Dunau’s issue is the tax burden on the self-employed — both that the payroll tax obligation for self-employed people is 15. 3 percent because they pay both the employer and employee share of the tax (for employees, the payroll tax is 7.65 percent of income) and that the self-employed are not able to deduct the cost of their health insurance the way employers can deduct their share of employee premiums. In exchanges now posted on YouTube with four of the six candidates then in the race — he did not see Texas Governor Rick Perry, and Newt Gingrich did not take his question — he discovered these concerns were not top of mind among those who would be president.

It was Mitt Romney , the eventual primary winner, whose answer most surprised Mr. Dunau. When Mr. Dunau asked Mr. Romney, “what else will you do for the self-employed,” the former Massachusetts governor responded first by promising to lower corporate taxes, to ease the regulatory burden, and to lower energy costs. Mr. Romney won the farmer’s approval when he then said he backed making health care expenses tax deductible for the self-employed. But the approval quickly faded when the candidate concluded his answer by conceding unfamiliarity with Mr. Dunau’s other concern. “And with regards to the payroll tax, I’ll take a look at that,” he said. “I didn’t realize you’re paying that additional — that double taxation — and that’s worth taking a look.

Texas Farmers Group Health Insurance - News


A Small-Business Owner Bird-Dogs the Republican Candidates

Mr. Romney won the farmer's approval when he then said he backed making health care expenses tax deductible for the self-employed. But the approval quickly faded when the candidate concluded his answer by conceding unfamiliarity with Mr. Dunau's other



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The Basics On Farmers Insurance | review-your-health-insurance.com

The State Farm Insurance and the Farmers Insurance Group of Companies are two of the biggest insurance firms right now.

State Farm Insurance is US owned and also stretches its offers to Canada. In 2010, it is the 34th in the Fortune 500 list of successful US companies determined by revenue. It’s largest business is in Illinois, called the State Farm Mutual Automobile Insurance Company.

It is an umbrella for the following insurance companies, the State Farm: Life Insurance, Life and Accident Insurance, Fire and Casualty Insurance, Florida Insurance Company, County Mutual Insurance Company of Texas, Mutual Insurance Company of Texas, General Insurance Company, Indemnity Company, Investment and Management Corp., VP Management Corp. and the State Farm Bank.

Swiss owned Farmers Insurance Group of Companies is another group of corporations specializing in personal lines property and casualty insurance. This corporation offers auto, life, financial, and homeowners insurances in the U.S. and is the top 3rd biggest insurance group in the country.

This group has a holding firm with many companies, underwriters, and reciprocal inter-insurance exchanges underneath it. The Farmers Group, Inc. is the holding firm and offers insurance management services. It also owns the Farmers New World Life Insurance Company, with products like flexible universal life, whole life, traditional term life insurances and retirement funds. Financial insurance is provided by their company called Farmers Financial Solutions, LLC. For those who live in mobile homes and other specialty dwellings, the Foremost Insurance Company caters to them. The company that provides private passenger auto insurance such as liability and physical damage insurance for private passenger automobiles is the Bristol West Insurance Group. The last in the series is the 21st Century Insurance which is located in Woodland Hills, CA.

Tips while looking for insurances through the Web: Many farmers insurance companies have websites with programs that can help you narrow down what type of insurances you need, depending on the questions answered They may also have online insurance agents can also be contacted through chat. The best way to find out if an insurance company is reliable is to check on the reputation based on the comments posted by their clients in public forums.


Texas Farmers Group Health Insurance - Bookshelf

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