State Highlights: Many States Moving Workers' Children To CHIP Plans

After a nine-year court battle, a landmark class-action settlement was preliminarily approved this week that would require the state to provide more effective mental health services for the children in or about to enter foster care. Its reach is expected to be significant. California has 61,000 children in the foster care system, and it runs the nation's largest child welfare system at a cost of about $4.7 billion per year (Yeung, 9/30).

The Associated Press : NY Panel Proposes Medicaid Coverage For Transgender Surgery And Hormone Replacement Therapy A panel advising Gov. Andrew Cuomo on ways to revamp Medicaid has proposed that the program that pays for low-income residents' health care cover surgery and therapy for transgender New Yorkers. Cuomo earlier this year appointed a task force to overhaul the Medicaid system, which paid $53 billion for medical care in New York last year, and cut costs. A group of health care professionals examining disparities in coverage is expected to decide next week where the transgender proposal fits on its list of priorities (Virtanen, 9/29).

Georgia Health News : State Follows Alabama In Kids' Plan Switch Georgia will soon join a handful of other states in a voluntary switch of thousands of children now covered by a state employee health plan into a federally funded insurance program for kids in lower-income families. A spokesman for the federal Centers for Medicare and Medicaid Services said this week that the agency has approved Montana, Alabama, Texas, Kentucky and Pennsylvania to open up their Children’s Health Insurance Program (CHIP) to kids of state employees. Georgia officials say they expect to get similar approval shortly (Miller, 9/29).

Related, from KHN's Capsules blog:  Florida CHIP Program 'Treading Water' (Galewitz, 9/29).

Minnesota Public Radio : New Law Requires Screening For Applicants For Assisted Living Services A new state law goes into effect Saturday that requires anyone who wishes to move into an assisted living facility have a telephone consultation with a trained nurse or social worker. The applicant will be asked a series of 'screening' questions before being allowed to go to an assisted living facility (9/29).

Stop Gap Health Insurance - News


Obama Health Cuts Would Pinch Rich, but Harm the Rest

The Obama stopgap plan to limit federal Medicare costs does nothing to cut rampant health care inflation overall. So nicking away around the Medicare and Medicaid edges does nothing to stop the overall rise in costs -- the real reason we have a



Young Adults Make Gains in Health Insurance Coverage
Young Adults Make Gains in Health Insurance Coverage

Not all of the stopgap measures have proved as popular as young adult coverage. The pre-existing condition insurance plans created under the law were projected to cover 375000 otherwise uninsurable people in 2010. Only 30000 had signed up as of July.



State Highlights: Many States Moving Workers' Children To CHIP Plans

Milwaukee County Executive Chris Abele's 2012 budget fills a $55 million gap mainly by shifting additional health care costs to employees and retirees and making major cuts to Sheriff David A. Clarke Jr.'s budget…. Abele proposes about $20 million in



The limitedbenefit plan followup
The limitedbenefit plan followup

The administration says that's not true and that they're a necessary stopgap until 2014, when the rest of the health care reform law kicks in. Now, however, the Department of Health and Human Services is winding down the waivers, which help the plans



The Huddle: Supercommittee fear

House convenes at 11 am for a pro-forma session where a stopgap budget resolution to keep the government funded through Tuesday is expected to be adopted by voice vote. The House will vote Tuesday on the continuing resolution to keep the government




The Facts About Short Term Health Insurance - HIPAA Training ...

IIn some cases, when you are in between jobs or waiting for another health insurance to be in force, you may experience a difference during the interim. During this time when you are effectively uninsured, things become risky and dangerous. You begin to raise doubts on what to do during this gap. The best recourse is to engage a short term health insurance policy to cover that gap. But it is important to remember that such insurance is good only for a limited time.

Normally, these short term insurance policies are good for a period of only six months or less. In some instances, it can extend up to a full one year term. Should you choose to have longer durations, it is recommended for you to get already the standard insurance policies.

Application for the short term health insurance is usually simpler than the standard insurance policies. But there are certain special coverage protection features in the short term insurance policies that are not present in the normal and comprehensive health protection. The more advanced treatments and services like preventive medical treatments, dental and eye care, immunization shots, and physical tests are usually excluded in these stop-gap insurance options.

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In considering short term plans, the professionals are of the opinion that these will effectively bar you from assured health plans for the longer term. These plans are generally considered as Health Insurance Portability and Accountability Act plans or HIPAA plans.

These plans are normally more expensive than the regular and longer term plans given by insurance companies. For those with pre-existing medical conditions, it becomes even harder to get their insurance. It is worthy to be able to know the provisions of the HIPAA in order to get the appropriate policy for yourself.

People should also be aware of the fact that short term health insurance plans do not cover prior medical conditions. Basically, the provisions that are effected depend on existing laws and ordinances for a given location. If you have a medical condition that has been with you for the last 3 to 5 years, the short term insurance will not cover such circumstances in your policy. In such cases, it would be better to extend your existing insurance than get an entirely new short term insurance.


Stop Gap Health Insurance - Bookshelf

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Natural Health, Natural Medicine, The Complete Guide to Wellness and Self-Care for Optimum Health

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Insurance for Dummies

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Explains how to buy and save on every kind of insurance, including life, health, auto and home insurance, and offers tips on how to get the best coverage for ...

The new life insurance investment advisor

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"For anyone who needs to understand different types of life insurance, as well as considerations forpurchasing and managing policies, this book should be on ...

The Complete Book of Insurance, Understand the Coverage You Really Need

The Complete Book of Insurance, Understand the Coverage You Really Need

Let The Complete Book of Insurance guide you through all of your major insurance needs.

Men's Health

Men's Health

Men's Health magazine contains daily tips and articles on fitness, nutrition, relationships, sex, career and lifestyle.

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Stop Gap Coverage
An employer's responsibility for injuries to his or her employees is usually handled through workers compensation coverage this coverage is designed

Explanation of Stop-Gap Liability Insurance | eHow.com
Explanation of Stop-Gap Liability Insurance. Traditional workers' compensation insurance policies in all but four states provide statutory workers compensation ...