Colorado examining ways to keep feds away from insurance plans [Colorado ...
, Over language that some members felt tied it too closely to federal reform. It has a chance in December to apply for those same funds."We're going to be working with the legislative review board to make sure we meet that deadline," Kim said. "They are available every three months -- sort of rolling grant deadline -- so it doesn't put us behind."
Some believe that the state was right to pass up federal money because it gives exchange has wide bipartisan support, as well as the support of insurance companies and businesses -- it suffers from being tied to the federal health overhaul law.
For instance, the NFIB sees exchanges as a way for small and micro-businesses to gain access to the market. But the group is joined 27 states that are opposed to the federal requirements.
"This is what businesses need," he said. "Who knows what the federal government is going to do?"
While federal law gives some small businesses tax incentives for signing up for insurance in the exchanges, that's not why NFIB members are excited about the exchanges.
"For them, it's about price, competition, clarity," Gagliardi said. "That's what most of our members see. It also gives them a chance to stop tying employment to health insurance. They can give their employees x amount of dollars and the employees can go to the exchange. "
Small businesses stand to benefit greatly from the exchanges, Kim said. As of a year will be able to gain access to insurance companies wanting to sell them policies. And, they'll receive up to 50 percent of their premiums back on their federal income taxes, starting in 2014. Nonprofit organizations will get a 35 percent federal tax break.
The plan has the support of small businesses, Kim said.
"We have a small business working group and we have gotten so much response -- the , the NFIB -- they've all been involved. They're all in favor of this process.
Individual Health Insurance Plans Colorado - News
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