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Kaiser Permanente of the Mid-Atlantic States, a leading not-for-profit health plan and care provider, announced that its charitable contributions topped $7 million in 2011. Funds benefited 191 charitable organizations across Maryland, Virginia,
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By David E. Williams As gay marriage moves along a bumpy path toward broader acceptance and legalization, the impact is being felt in the world of health care and health insurance. Some companies, including Expedia, Walgreens, Target, Starbucks and Gap
The partners believe that fully collaborative relationships among physicians, hospitals, insurers, and patients are essential to increase the quality of care, lower costs, and increase patient and clinician satisfaction in the US health care system.
When I read Paul Chabot's Point of View ("VA health care is a disaster," Feb. 5) regarding the conditions at Loma Linda Veterans Hospital, I was astonished to hear of the deplorable conditions as he described them. If true, we as a nation should be
Finding Individual and Family Health Insurance in Virginia, Maryland ...
Individual health policies are for those who are responsible for their own health insurance expenses. My best recommendation is that you have a Health Insurance Broker licensed in your state assist you make the best decision. The coverage you should choose is determined by your particular needs and those of your family.
Examples of specific considerations:
-Maternity
If your family is young and growing, you will want to consider a policy that includes maternity care from the onset.
-Prescription Plans
Some plans have prescription plans that only cover generic drugs while most do cover preferred brands. It is just good to know what you are going to get.
-Doctor Networks
Check and see if your doctor is included. Typically PPO (Preferred Provider Organization) plans provide the most freedom of choice and greater flexibility as compare to HMO (Health Maintenance Organization)
-Preventative Care Packages
If you can opt for a plan that includes a preventative plan without having to first meet a deductible. Preventative Care usually includes Annual Physical, OB/GYN Exams, Mammograms, PSA screening and well child care.
-Dental and Vision are pretty important but do not allow these to disproportionately affect your Major Medical plan decision. If need be get them separately and focus on a health plan that is solid and that meets your needs.
VALUE NOT PRICE
Be diligent, compare plans and comb through the outlines of coverage. My little rule is that the better insurance companies have simple and easy to understand plans as opposed to those that present you volumes of literature and very little coverage.
REGIONS
DC- DISTRICT OF COLUMBIA PLANS
Care First Blue Cross Blue Shield probably offers the most coverage for the best price in DC. The savings are pretty substantial.
NORTHERN VIRGINIA PLANS
Care First Blue Cross Blue Shield and Anthem Blue Cross Blue Shield both serve Northern Virginia but their territories do not overlap. They both offer very comprehensive and competitively priced plans. Most Plans include a nice preventative package – Contact your broker to determine which side of the fence you are on. (HMO & PPO) Blue Cross Blue Shield boasts the biggest PPO network in the DC metro area.