Health Travel Multitrip Insurance

One in three Irish people travel without insurance

CONOR POPE

LARGE NUMBERS of Irish people do not take out travel insurance when they go abroad, despite the fact that without it an accident or illness could be financially ruinous, according to a survey published this week.

A poll of 4,000 passengers carried out by Ryanair found that over a third travelled without any travel insurance, while many of those who had policies were unaware of the level of cover they offered.

The airline said 46 per cent of people held multitrip insurance, with 19 per cent relying on single-trip cover. It also found that 82 per cent of those with insurance did not know if their policy offered ski, business-travel or sports cover, while 90 per cent were unaware that medical repatriation flights could cost more than €18,000, should they become seriously ill when abroad.

People travelling short-haul for short periods are less likely to bother with travel insurance, a separate UK study published earlier this year found. It said 84 per cent of people thought travel insurance was a good idea when going on holiday for a week or longer, but only 42 per cent bothered if they were travelling overseas for three or four days.

Ryanair’s travel insurance arm said it paid out an average of €2,200 for medical-expense claims last year, a fraction of the bill that could confront someone if they fall ill travelling.

A person unfortunate enough to be hit with acute appendicitis in the US will be out of pocket by more than €27,000. Even a minor heart attack there will cost at least €35,000. Breaking a leg while on a skiing trip in Switzerland will cost about €10,000, while a fractured hip in Spain could set someone back more than €23,000.

According to the VHI, which also offers travel insurance, the top five reasons for treatment abroad last year were trauma resulting from an accident or fall, cardiovascular diseases, infectious diseases, diseases of the digestive system and respiratory diseases. In 2010, the most common claims under VHI Healthcare’s Multitrip travel insurance were for cancellation and curtailment of trips, which amounted to 41 per cent of all claims. Outpatient medical expenses made up 32 per cent, and loss or theft of baggage accounted for 13 per cent of claims.

The safety of multi trip travel insurance - COMPARE INSURANCE ...

The safety of multi trip travel insurance

Article by Meaganallis

Many travelers love moving from one place to another seeing what it all have to offer. It would be ideal that travelers get some insurance to make sure they have the highest protection during their travels. In lieu of getting insurance for each travel, for those avid flyers, multi trip travel insurance may just be suitable for them.

Multi trip travel insurance is applicable to a number of trips that travelers can use when they travel. Due to the fact that this insurance policy can cover many travels and sometimes up to a year of travels it is called the yearly travel insurance. You will be able to use this policy in any trip you will be taking.

Within a period of one year, you can go on as many travels as you want when you avail of the multi trip travel insurance. Being in an emergency or an accident can be the least of your worries in this case. You should look into this kind of policy if you are a person who travels more than three times a year.

You can receive an added bonus if you get the multi trip travel insurance and you are traveling with you family. Four children can get the benefit of free coverage with this kind of policy. This policy can offer full coverage for the whole family and is also cheaper to acquire.

Many may ask why travel insurance in a must. People may be in a weak position at this time. While being away from home, this can give travelers the security they will need.

Travel insurance can help you save money when medical emergencies arise while you are in another country. To travelers this can also help when accidents happen or other things that are not their fault. Travel insurance will also be able to protect your material belongings when you travel.

Annual travel insurance will be very helpful to those who travel a lot. A person can gain a lot of benefits when they take advantage of the multi trip travel insurance not to mention unlimited hassle free trips. Included at time with the free children’s insurance is a ski insurance that companies may through in for free.

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