White House: No Plan to Change Policy on Birth Control Coverage

After a bruising week for health officials on the issue, the White House arranged a conference call with reporters to address what it called “confusion” over the policy. It also put up a blog post by Cecilia Munoz , director of the House Domestic Policy Council, pointing out that “no individual health care provider will be forced to prescribe contraception” and “no individual will be forced to buy or use contraception.”

And White House press secretary Jay Carney said at Thursday’s afternoon briefing that there was “not a debate” over reversing the decision. “The decision has been made, and it was made after careful consideration,” he said.

The new rule, released nearly two weeks ago, will make nearly all health plans cover women’s preventive services, including FDA-approved forms of contraception, without co-pays or deductibles. Catholic hospitals, schools and charities had hoped to get an exemption on the grounds that the Catholic Church opposes the use of most forms of birth control. The rule, however, allows only a few religious employers — mostly places of worship – to opt out of the requirement and says that other faith-based employers have until August 2013 to comply.

A senior administration official, speaking on condition of anonymity, told reporters Thursday that there were no plans to reconsider the decision and repeated statements made by Health and Human Services Secretary Kathleen Sebelius that the rule struck “the appropriate balance between respecting religious freedom and increasing access to important preventive services.”

The call came only a few minutes after House Speaker John Boehner also weighed in on the controversy, saying that he believed the administration should think again.

As The Wall Street Journal has reported, the rule has been criticized by Catholic leaders and Republican presidential candidates, who have said it suggests the Obama administration is trying to undermine religious liberty. (Read more about that here and here.

Change Health Insurance Deductible - News


State worker health coverage pushed to be more like private sector

A House committee Thursday approved a proposal that would make major changes in the state-employee health insurance system, shifting responsibilities to workers and making the system more closely resemble private-sector health plans.



White House: No Plan to Change Policy on Birth Control Coverage

The new rule, released nearly two weeks ago, will make nearly all health plans cover women's preventive services, including FDA-approved forms of contraception, without co-pays or deductibles. Catholic hospitals, schools and charities had hoped to get



Bridgewater-Raynham adopts state health insurance law to cut costs

By Rebecca Hyman The Bridgewater-Raynham school committee voted unanimously to adopt the new state health insurance law allowing the district to alter employee benefits, potentially saving as much as $1 million a year, the district's insurance



Re-examine merits of Health Savings Accounts

HSAs are available to anyone who is not yet eligible for Medicare (ie, someone who is under age 65), participates in a high-deductible plan and does not receive coverage under another health insurance plan. For 2012, a “high-deductible plan” is defined



B-R adopts state health insurance law to cut costs

By Rebecca Hyman The BR school committee voted unanimously to adopt the new state health insurance law allowing the district to alter employee benefits, potentially saving as much as $1 million a year, the district's insurance consultant said.




New York Health Insurance Plans » Self-Employed Insurance ...

Sole proprietors, partnerships, and members of a limited liability or LLC are considered to be self-employed individuals in the eyes of the government. These constitute the majority of the small businesses that covet the country. Health insurance has always been an issue because of the high expense comparable to other surrounding larger businesses.

The larger corporations may have a higher price tag attached to the low cost health insurance they are able and willing to afford their employees, but as with all their other financial issues this also constitutes a large write off annually. The small business operators have a more difficult time with the Internal Revenue Service when it comes time to list their company deductions.

When small business, partnerships, and members of a limited liability or LLC file their Form 1040 by the required March 15 deadline, they must be able to file an itemized listing for the year before they are permitted to deduct any of their annual health insurance costs. First, each must meet the required 7.5% of their adjusted annual gross income.

Once the small business and others reach the required 7.5% of their adjusted annual gross income, they are permitted the value amount of health insurance that exceeds that portion. It is more like a guessing game or a roll of the dice and this is what makes it so difficult for small business to absorb the total cost of health insurance coverage for their employees.

Sometimes it becomes very difficult to keep abreast of the changing eligibility rules, laws, and regulations as they can change from year to year. Eligibility for health insurance deductibility, according to the Internal Revenue Service, is determined month to month because of the many variables that each small business is confronted.

New employees are hired throughout the year as other employees leave for better opportunities. This is just the nature of the beast. The small business owner must then accurately go through his or her journals to decipher whose health insurance premiums are deductible and whose health insurance premiums are not deductible.


Change Health Insurance Deductible - Bookshelf

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