Baby Boomer Retirement Plans Jeopardized by Our Boomerang Kids
If there is a financial situation involved in their returning, don't just bail them out. Instead, build into the return plan a debt payment strategy that they stick to in order to remain in our home. If we are going to contribute to the plan, decide how much you can afford to help. One idea might be to match debt–reduction payments, with the understanding that they put away credit cards and live within their means. Most importantly, we don't want to sacrifice our own financial future. Remember that our children have decades to build their financial security, while we may only have a few more years to prepare for our retirement. Ironically, if we are not careful, we could end up depending on our children for help in your old age.
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